Author: Madison Settlement Services

  • To Buy a Home Or Rent?

    To Buy a Home Or Rent?
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    To Buy a Home or to Not Buy a Home? – That Is the Question You are probably in a position where you need to decide whether to buy a home or rent one. Well, you have come to the right place! Finding a place to live and figuring out if you can financially afford… Read more

  • What Realtors Need to Know about Title Insurance

    What Realtors Need to Know about Title Insurance

    As an agent, you know firsthand that one more additional fee or expense at a home closing can be overwhelming or exhausting to the client(s). We get it. They probably don’t want to tack on one more fee or cost when all they want to do is settle into their new purchase. However, as their… Read more

  • Why Does Title Insurance Protect Homebuyers?

    Why Does Title Insurance Protect Homebuyers?
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    Whether you are a first-time homebuyer, buying your second or third (or more) property, or refinancing your home, you must make sure that you have title insurance. Why does title insurance protect homebuyers? Follow along below. What is Title Insurance? First, what exactly is title insurance? There are two types: the lender’s policy and the… Read more

  • Why Do Homebuyers Need Owner’s Title Insurance?

    Why Do Homebuyers Need Owner’s Title Insurance?

    Buying a home is one of the largest investments you will make in your lifetime. There’s nothing quite like owning a home. The process leading up to the final paperwork being signed and the keys being handed over can be exciting but can also be vexing. Which is why we highly recommend investing in owner’s title… Read more

  • Owner’s Policy Vs Lender’s Policy

    Owner’s Policy Vs Lender’s Policy

    Owner’s Policy vs Lender’s Policy There are two types of Title Insurance policies—the Owner’s Policy and the Loan Policy (sometimes referred to as the “Lender’s Policy”). While most Lenders only require a Loan Policy, buyers should always consider purchasing an Owner’s Title Insurance Policy to protect their entire investment. But Why? With only a slight… Read more

  • 7 Reasons Why Every Homebuyer Needs Owner’s Title Insurance

    7 Reasons Why Every Homebuyer Needs Owner’s Title Insurance
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    Buying a home is an exciting and emotional time for many people. To help you buy your home with more confidence, make sure you get owner’s title insurance. Here’s why homebuyers need title insurance:  1.    Protects Your Largest Investment A home is probably the single largest investment you’ll make in your life. You insure everything else… Read more

  • Why Get Title Insurance?

    Why Get Title Insurance?
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    Title defects can be serious, costly, and time-consuming to resolve. In order to ensure that all potential defects in the transfer of property are found before a transfer is complete, the title company performs a thorough search of public records in order to locate potential problems so they can be addressed prior to the transfer… Read more

  • How Title Insurance Protects Homebuyers

    How Title Insurance Protects Homebuyers
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    Whether you’re purchasing a new or existing home, or refinancing, title insurance protects you against any problems affecting the title to your home. Find out how title insurance protects homebuyers by reading the information below. The Basics There are two types of title insurance: the owner’s policy and the lender’s policy. The owner’s policy protects… Read more

  • Six Steps Homeowners Should Expect During Closing

    Six Steps Homeowners Should Expect During Closing
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    Get owner’s title insurance and buy your home with confidence Your long home-buying journey is almost over. You found the home you love, the seller agreed to your offer and now it’s time for closing. Of course, there’s a lot to think about right now, and the last thing you want is something­ to go… Read more

  • Why 20% of Homebuyers May Not Sleep Tonight

    Why 20% of Homebuyers May Not Sleep Tonight
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    Each year, approximately 20% of homebuyers fail to protect themselves by not getting owner’s title insurance. Unfortunately, this leaves them exposed to serious financial risk—causing endless worry and regret. If you’re thinking of buying a home, here’s what you need to know to protect yourself and your property rights, so you can rest assured once… Read more